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Presentation on summer training project
1. presentation on six – weeks industrial training at standard chartered Presented By Pallavi Saggar (MBA-2A)
2. Chapter-I (Introduction) Company Introduction Founded --1853 Headquarters -- London Key people -- John Peace (Chairman) Industry -- Banking Products – Financial Services Operating Profit -- $15184 m (2009) Profit before taxation -- $5151 m (2009) Employees -- 77326 (2009) Website -- www.standardchartered.com
3. WHAT STANDARD CHARTERED STAND FOR?? Strategic Intent Brand Promise Value Approach - Participation - Competitive Positioning - Customers - People - Communities
4. Standard chartered banking services Personal Banking Consumer Banking Wholesale Banking SME Banking Private Banking
5. Organisation chart of standard chartered Chairman of Board ( John Peace ) Asia JaspalBindra Risk Mgt Rudy Markham Wholesale Banking Mike Rees C FO Richard Medding Peopl Property, Assurance Tim Miller Secretary Anniemarie Durbin) Consumer Banking Steve Bebertamini H R Tracy Clark
7. SWOT Analysis 1. Strengths: Good and diverse product One of the profitable MNC in India. Maintain a position as a leading cash management provider. 2. Weakness: Weak Human Resource Management. Have few locations.
8. Contd… 3. Opportunities: Scope of opening more Branches Increasing Banking need. System is so transparent 4. Threat: Competition from major players like HSBC, CITIBANK.
9. Introduction To Mutual Funds Mutual Fund is a mechanism for pooling the resources by issuing units to the public & investing funds in accordance with objectives as disclosed in the offer document.
10. Types of Mutual Funds 1.Fund according to Maturity Period: Open-ended Close-ended
11. Contd… 2.Schemes according to Investment Objective Growth / Equity Oriented Scheme Income / Debt Oriented Scheme Balanced Fund Money Market or Liquid Fund
12. Current Position of Mutual Fund Industry The mutual funds industry posted a decline of 2.3 percent during the fiscal year ended on June 30,2010 . After touching the highest level of the year at Rs 236 billion in September 2009, the industry started declining from this level and managed to close the year at Rs199 billion, thus, demonstrating 15.8 percent decline . The money market funds category showed growth of 876.5 percent over the year. Source: www.amfi.com
13. Contd… Open-ended fund size decreased by 4.0 percent to reach Rs168 billion, while the closed-end funds showed an increase of 0.7 percent to reach Rs31 billion. During June, the size of the Growth funds category stood at Rs39.2 billion, showing a surge of 2.8 percent on M-o-M basis. Source: www.amfi.com
15. Assets Under Management as on June30, 2010 (Amount in cr.)Assets under Management as on june 30,2010 Amount in Rs. Crores Source: www.amfi.com
16. Future of Mutual Fund Industry The annual composite rate of growth is expected 13.4% during the rest of the decade. According to the current growth rate, by year 2010, mutual fund assets will be double. Source: www.amfi.com
18. Contd… Objective of study To calculate Growth Funds of Selected Companies by calculating these ratios like Standard Deviation, Sharpe, Beta, Treynor, Jenson and Alpha. To compare these selected Growth Funds on the basis of above mentioned ratios. To study Investor’s perception about Mutual Funds.
19. Contd… Research Methodology for 1st two Objective Research Design: – For this study design followed is Descriptive Research Design Sampling Design: Steps in Sample Design a) Universe – For the present study universe is all Asset Management Companies (AMCS) which are operating. .
20. Contd… b) Population – For the study population is all Asset Management Companies operating with the Growth Funds. c) Sample Unit – For the study sample unit is one single Asset Management Company. d) Sample Size – For the study sample size is 10 Asset Management Companies operating with the Growth Fund. e) Sampling Techniques – For this study sampling technique followed is convenience sampling .
21. Contd… Research Methodology for 3rd objective Research Design – For this study design followed is Descriptive Research Design Sampling Design Steps in Sample Design a) Universe - For the present study universe is almost all the population of the world as they invest something however small it may be, in some avenue.
22. Contd… b)Population – For the study population is Ludhiana city. The city covered under research is Ludhiana c)Sample Unit – For the study sample unit is one single investor of the sample. d) Sample Size – For the study sample size is 100 respondents e) Sampling Techniques – For the study sampling technique followed convenience sampling .
23. Data Collection Collection of Primary Data The primary data have been collected from100 respondents taken on sample basis through structured Questionnaire Collection of Secondary Data The yield on bank deposit during the period under study i.e. 7%. has been taken as a measure of risk free rate. The period under study is 1 year.
24. Tools of Analysis Percentage— the percentage has been calculated while measuring consumer perception towards mutual funds in India. Charts and Diagram are prepared wherever necessary. Tools for measuring risk and volatility are taken as Standard Deviation, Sharpe, Jenson , Beta, Alpha, Treynor.
25. Limitations of Study Sample size was limited to 100 only. The study is limited to investors of Ludhiana only. Few respondents were not able to understand some of the terms of questionnaire. Some of persons were not so responsive. Possibility of error in data collection .
26. analysis of primary data Figure 4.8 Class wise Distribution of Respondents (N=100)
27. . Figure 4.9 Preference of Investor towards various Financial Assets (N=100)
35. Chapter- vfinding & suggestions In case of Secondary Study DSP BR Growth Fund is being Ranked no. 1 in case of Treynor measure, Sharpe Measure, Alpha and has maximum holding period return of 93.3% HSBC Growth Fund has underperformed as comparison to other Funds as it is ranked to be last among 10 AMCS in terms of Treynor measure, Sharpe measure, Alpha and has minimum holding period return of 16.94%.
36. CONTD… In case of Primary Study Investors commits following mistake while investing in stock market: Over enthusiastic for making quick money Ignoring the strategy of diversification Not spending enough time in analyzing industries growth potential Always insisting for short term investment No attempt for well thought – out investment plan
37. SUGGESTIONS Try to save as much as . Plan the investment over a longer period of time Do not invest in highly volatile funds Do collect and analyze enough information about the funds one’s plan to invest in Diversification of investment is must Periodically keep reviewing objectives of investment Maintain proper record of the transaction
